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One costs $250k+ a year and takes 6 months to hire. The other is running your marketing in 30 days. Here's how to think through it honestly.
The sticker price is only part of the story. Here's what each model costs all-in.
| Cost Factor | Fractional CMO | Full-Time CMO |
|---|---|---|
| Base Monthly Cost | $5,000 – $15,000/mo | $15,000 – $23,000/mo salary alone |
| Annual All-In | $60,000 – $180,000 | $180,000 – $280,000+ salary + bonus |
| Equity | None (typically) | 0.5% – 1.5% of company equity |
| Benefits & Payroll Tax | None | +20–30% of salary |
| Time to Hire | 2–4 weeks | 3–6 months |
| Ramp Time | 30 days (experienced operators) | 90–180 days |
| Severance Risk | Contract terms only | Often 3–6 months of salary |
| Access to Expertise | Senior exec with multi-industry pattern recognition | Senior exec with single-company focus |
The hidden cost nobody mentions: when you hire a full-time CMO and it doesn't work out at 12 months, you've spent $250k–$350k all-in, burned runway, and lost 6 months of strategic momentum while you re-hire. A fractional engagement gone wrong costs you a quarter of that and you can pivot in 30 days.
Fractional isn't forever. Here's how to know you're ready to make the switch.
Answer these honestly. The answers will tell you more than any framework.
The honest answer for most $5M–$50M companies: fractional is the smarter path. Not because it's cheaper — because you get senior experience, immediate traction, and no expensive hiring risk while you figure out what your marketing actually needs to become. When you outgrow it, a good fractional CMO will tell you. That's the goal. Learn more about how Treetop's fractional CMO model works or explore all services.
Tell us where you are and we'll give you a straight answer — including if you shouldn't hire us.
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