Finance how-to

How to do budget planning with Claude.

Budget season is the most painful annual exercise in B2B finance. Claude does not replace the spreadsheet or the strategic decisions — but it accelerates the synthesis, scenario modeling, and narrative work that surrounds the numbers. Here is the workflow.

Where AI helps in budgeting

The 4 high-leverage phases

1. Departmental rollup synthesis. Each team submits their ask; Claude synthesizes into themes, conflicts, gaps.

2. Scenario narrative writing. "Best case / base case / downside" stories that connect to the numbers.

3. Trade-off articulation. When choices are required (this hire vs. this campaign), Claude helps articulate the trade-offs clearly.

4. Final budget narrative. The story that goes with the spreadsheet to the board.

The rollup synthesis prompt

Phase 1

Synthesize the following departmental budget asks for [NEXT YEAR].

Departmental asks (paste each one): [PASTE]
Total pool available: [BUDGET]
Strategic priorities for next year: [TOP 3-5]

Return:
1. Total of all asks vs. available pool (gap analysis)
2. Themes that appeared across multiple departments (where alignment exists)
3. Conflicts between departmental asks (where trade-offs are needed)
4. Asks that align directly with strategic priorities
5. Asks that do not connect to strategic priorities (candidates for cuts)
6. The 3 hardest decisions leadership needs to make
7. What I would recommend cutting and why

Be direct. Do not hedge. Finance team needs clarity, not diplomacy.
What stays human

Strategic judgment

Which initiatives to fund and which to cut. Strategic decision.

Headcount approval. Always human.

Trade-off resolution between leadership stakeholders. Political work AI cannot do.

Compensation philosophy. Sensitive decision requiring human judgment.

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